Get rich quick

A colleague in the office has just given me a presentation on a new fast effective and proven way out my misery and poverty. its a novel investment vehicle that works miracles to say the least. all i have to do is buy a form from him . the form costs 2500. i then sell 5 forms to 5 other people. who also do the same and so on. on every child form., my name moves up and i make 500 or so as i move. any way in short i end up earning about 4 million when i reach the apex. now 2500 is little moeny to invest so i figure i can just start with 10,000 that gives me 4 revenue streams and a pay day of about 18 million in the end which as he says i get to determine. so i can choose to get this end in 1 month. With such innovative and easy ways to make money who needs the stock market?

you and your money - a common saying in the work circles suggests that for you to have job security, you must be cheap. the firm must have a feeling that they are getting more than they bargained for. meaning that you must be earning less than what you are worth. i met this old guy smtime back and he said a similar thing when it comes to personal finances. he was quite elderly but he appeared too happy to be real. but he said his secret has always been having financial security at all times even after retirement. how did he do that? He lived below his means. that means that he always had more than he needed at any given time. he drove a practical car, wore relevant clothes, never borrowed for consumption etc. now that is something the credit card companies would not want to hear. they want you to live beyond your means for that is what keeps them in business!